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A money market account is a type of savings account that typically comes with a higher interest rate based on the deposit amount. Money market accounts are not the same as money market funds, and aren’t affected by the stock market.
A money market account is a special type of savings account: Cash you put in the account remains deposited with the financial institution, where it earns a variable annual percentage yield. Because the name of this deposit product has the word market in it, you may assume a money market account is some kind of investment product, but it’s not.
Online Money Market. One, we make saving easy because you can access the account from anywhere you have web access. And two, you get better rates than you would with a traditional savings account! If you access your bank accounts exclusively through your phone, tablet, or laptop, this one’s ideal.

What is a Money Market Account?

What Is a Money Market Account? A money market account (MMA) is a low-risk savings vehicle that banks and credit unions offer. Banks like MMAs because, unlike personal savings accounts, they can invest that money in other low-risk places including certificates of deposit (CDs) and bonds.
A money market deposit account is generally insured up to $250,000, like checking accounts, savings accounts and CDs, as long as it’s in an insured account at an FDIC-insured bank.
A money market account gives you more access because you can be issued a debit card and checks. An online savings account doesn't include checks or a debit card. Discover more about our Online Savings and Money Market accounts.
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What Is a Money Market Account? - NerdWallet Money market account online

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A money market account gives you more access because you can be issued a debit card and checks. An online savings account doesn't include checks or a debit card. Discover more about our Online Savings and Money Market accounts.
Online Money Market. One, we make saving easy because you can access the account from anywhere you have web access. And two, you get better rates than you would with a traditional savings account! If you access your bank accounts exclusively through your phone, tablet, or laptop, this one’s ideal.
A money market account is a special type of savings account: Cash you put in the account remains deposited with the financial institution, where it earns a variable annual percentage yield. Because the name of this deposit product has the word market in it, you may assume a money market account is some kind of investment product, but it’s not.

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Something went wrong! Money market account online

A money market account gives you more access because you can be issued a debit card and checks. An online savings account doesn't include checks or a debit card. Discover more about our Online Savings and Money Market accounts.
A money market account is a type of savings account that typically comes with a higher interest rate based on the deposit amount. Money market accounts are not the same as money market funds, and aren’t affected by the stock market.
A money market deposit account is generally insured up to $250,000, like checking accounts, savings accounts and CDs, as long as it’s in an insured account at an FDIC-insured bank.

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money market account online If you want to earn interest but need easy access to your cash via ATM, debit and checks, our Money Market Account is for you.
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To get an account with an unlimited number of transactions, consider opening a Discover Cashback Debit Account.
See Section 11 of the Deposit Account Agreement for more details.
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Opens modal dialog Assumes principal and interest remain on deposit and interest rate and APY do not change for one year.
The values shown are for illustrative and informational purposes only and may not apply to your individual circumstances.
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Opens modal dialog For more information regarding the Discover Bank Mobile Check Deposit Service.
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CDs: Which is Best for You Learn how interest rates and convenience could impact your savings decision.
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What Is a Money Market Account? A money market account (MMA) is a low-risk savings vehicle that banks and credit unions offer. Banks like MMAs because, unlike personal savings accounts, they can invest that money in other low-risk places including certificates of deposit (CDs) and bonds.
A money market deposit account is generally insured up to $250,000, like checking accounts, savings accounts and CDs, as long as it’s in an insured account at an FDIC-insured bank.
A money market account is a special type of savings account: Cash you put in the account remains deposited with the financial institution, where it earns a variable annual percentage yield. Because the name of this deposit product has the word market in it, you may assume a money market account is some kind of investment product, but it’s not.

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